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Posts tagged "Divorce"

Student loans may put stress on a marriage

The average student loan balance around the country is more than $34,000. This can have an impact on whether or not a person's marriage is successful. Student loan payments may make it difficult to actually have a wedding, buy a home or start a family. Ideally, California residents who have student loan debt will talk about it with their partner prior to getting married. Doing so can help a couple account for it in a variety of different ways.

Handling insurance during and after divorce

When California couples finalize a divorce, they may still have a number of financial issues to disentangle. Even after the divorce decree has been issued, there will be joint accounts to close or transfer, mortgages to refinance, or insurance policies to change. Indeed, insurance can be one of the most important aspects of post-divorce planning for both parties. The two types of insurance most common in a divorce are health and life insurance.

Many factors impact spousal support determination

There was a time when spousal support, aka alimony, was awarded in the vast majority of California divorce cases. Reflecting an evolution of gender roles in society in general and possibly a change in judicial philosophy, the decision on spousal support is now more carefully scrutinized. There are many circumstances the statutory law directs the judge to consider and weigh. Ultimately, the court has wide discretion in concluding what is appropriate in each individual case.

Retirement assets and property division during a divorce

When California spouses decide to divorce, they might be concerned about affecting their retirement plans. Divorce has a range of financial consequences, but some of the most impactful can involve retirement accounts. These funds are often some of the largest assets held by married couples, and they are often divided in half between the two parties, especially if a long-term marriage is involved. Even if retirement is still years away, divorce may spark serious thinking about how to escalate retirement savings in order for people to protect themselves for the time to come.

Ways to stop a divorce from becoming a battle

Monterey residents who have gone through the divorce process understand how challenging it can be. Many have compared it to a minefield that can have a dramatic effect on a person's emotions. The scars that are created in the aftermath of a divorce can last for the rest of a person's life.

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